Most bank switch bonuses require at least two active Direct Debits. If you don't want to move your real bills to a new account, this sets up a real, low-cost Direct Debit that meets the requirement — nothing more.
Enter your details and authorise your Direct Debit through your bank's own secure login — we never see or store your bank credentials.
Your Direct Debit Instruction is created and registered — typically confirmed within a few working days, as required by the Bacs scheme rules that protect every Direct Debit in the UK.
No contract, no minimum term. Cancel from your account in seconds, or directly with your bank at any time — that right is yours regardless of what we do.
Most offers require you to move at least two Direct Debits before they'll pay out. If you don't want to move your actual bills to a new account you may barely use, a dummy Direct Debit gives you a real, low-cost Direct Debit that satisfies the requirement — properly, legally, and covered by the same guarantee as any other Direct Debit in the country.
No setup fee. No hidden charges. The full cost is shown before you authorise anything.
Not a standing order, not a card payment — a genuine Direct Debit Instruction, which is what switch offers require.
Every payment is protected by the same guarantee that covers your mortgage or your gym membership.
Rolling monthly. No twelve-month tie-in, ever.
This Guarantee is offered by all banks and building societies that accept instructions to pay Direct Debits. If there is any change to the amount, date or frequency of your Direct Debit, we will notify you in advance of your account being debited.
If an error is made in the payment of your Direct Debit, by us or your bank or building society, you are entitled to a full and immediate refund from your bank or building society. You can cancel a Direct Debit at any time, by contacting your bank or building society. Written confirmation may be required.
Requirements change often. Here's what's current for the switch offers people ask about most.